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IMS Insurance Agency

We proudly provide comprehensive insurance solutions throughout Michigan and surrounding states with locations in St. Joseph and Niles, Michigan.

Insurance Agency

When you need insurance for you or your business, you want the best value.

Your Local Independent Insurance agency

Michigan Independent Agents

IMS proudly provides comprehensive insurance solutions throughout Michigan. With two convenient locations in St. Joseph and Niles, Michigan we are a trusted source for quality insurance for individuals, families, and businesses.

We represent many different insurance companies, which gives us the flexibility to offer you affordable prices and individualized options.


IMS delivers unparalleled claims service.

We hope you never need to make a claim, but if you do, we’re available to help. We work with local claims adjusters to achieve a positive outcome. Additionally, your agent stays on top of your claim so you can recover from your loss or damage faster. That attention to detail is why so many of our clients stay with us year after year.

Insurance Products

Insurance Products

Business Insurance

We can create customized insurance solutions to help you protect your business. From workers’ compensation coverage to general liability, we have the products that will help enhance your business while protecting its vital assets.

Health & Life Insurance

Fewer things are more important than having health insurance for you, and your family. We can guide you to affordable medical, life and disability insurance.

Personal Insurance

As an independent agency we can also protect a wide range of things you value including your home, automobile, boat or personal watercraft, motorcycle, snowmobile, laptop, or jewelry.

Employee Benefits

IMS offers a full range of employee benefit packages, including competitive health, dental, vision, disability, and life insurance policies. Whatever your need, we will customize a plan specific for you. Experience the IMS difference by contacting us today.

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